Bank ZENIT Offers New Product - Children's Deposit
Esteemed Customers of Bank ZENIT!
We are happy to notify you that, as of March 3, 2008, you can use a new product offered by Bank ZENIT - the Children's Deposit.
The Children's Deposit is unique in that it is opened for a third person which has not come of age (is under 18). It can be your child, brother, sister, nephew, [niece], any other close relative. The beneficiary acquires the rights and obligations of a depositor upon attainment of a certain age (minimum 14 years).
The deposit may be opened for a period of 181-731 days in rubles, dollars, or euros. Upon expiry, the deposit will be automatically renewed. The minimum initial payment is 15,000 rubles or 500 dollars/euros. Interest is paid on deposit repayment date.
In addition to that, you can make additional contributions to the deposit account, the amount of each such contribution being at least 3,000 rubles or 100 dollars/euros. The right to make additional contributions terminates 30 calendar days prior to the deposit's expiry date.
In the event of early termination of the deposit agreement, interest is paid at the rate assigned to the Demand Deposit as of such early termination date.
Children's Deposit Interest Rates:
| Currency |
Amount |
Term/Interest Rate (% p.a.) |
| 181 - 365 (366*) days
|
366 (367*) - (546) days |
547 - 731 days
|
US dollars
США |
500...4 999 |
5,50% |
6,20% |
6,00% |
| 5 000...9 000 |
6,00% |
6,25% |
6,20% |
| More than 9 000 |
6,20% |
6,70% |
6,25% |
| Rubles |
15 000..149 999 |
7,20% |
8,00% |
7,50% |
| 150 000..299 999 |
8,20% |
8,25% |
8,00% |
| 300 000..600 000 |
8,25% |
9,00% |
8,50% |
| More than 600 000 |
8,75% |
9,50% |
9,25% |
| Euros |
500..9 000 |
4,50% |
5,50% |
5,50% |
| More than 9 000 |
5,50% |
6,50% |
6,00% |
* Number of calendar days in the term in ordinary and leap years.
The rates specified above are valid for Moscow-based branches of Bank ZENIT. To obtain information on the rates used in other regions, please contact the relevant OJSC Bank ZENIT branches.
For more information on the Children's Deposit, call:
(495) 937-07-37 или 8-800-200-15-17.
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