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in the second half 2005, Bank ZENIT purchased over 90% of shares in Almetyevsk-based Devon-Credit Bank In detail
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Reports in accordance with IFSR |
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Main financial indicators of the Banking Group ZENIT, RUR mn
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2005 |
2006 |
2007 |
2008 |
2009 |
CAGR 1 2005-2009 (%) |
| Net loans |
43 300 |
62 175 |
104 025 |
113 999 |
109 358 |
26 |
| Customer Account |
37 737 |
50 428 |
92 413 |
96 343 |
104 659 |
29 |
| Equity |
8 022 |
13 899 |
18 123 |
16 765 |
19 723 |
25 |
| Total assets |
70 395 |
102 470 |
163 098 |
187 317 |
186 041 |
28 |
| Net profit |
1 148 * |
1 837 |
2 390 |
1 177 |
2 090 |
3 |
| Net interest margin (%) |
5,2 |
5,6 |
5,3 |
5,8 |
4,6 |
- |
| RoAE 2 (%) |
15,3 * |
16,8 |
14,9 |
6,8 |
11,5 |
- |
| Cost-to-Income Ratio |
59,4 * |
53,1 |
52,8 |
59,1 |
41,6 |
- |
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* Excluding one-off gain from acquisition of Devon-Kredit of US$24 million in 2005.
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1 Compound Annual Growth Rate
2 Return on Average Equity
ZENIT Banking Group: Consolidated Financial Statements for the year ended 31 December 2009
Consolidated Financial Statements for the year ended 31 December 2008
Consolidated Financial Statements for the half year ended 30 June 2008
Consolidated Financial Statements for the year ended 31 December 2007
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